Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content 12 Steps to Living: Horizon, Risk Tolerance, and Compounding Understand the concepts of horizon, compounding, and risk tolerance, and create an investment plan. Should You Invest in Exchange Traded Funds? There are hundreds of ETFs available. Should you invest in them? Stocks Bombed by Bonds Bonds are impacting the market, perhaps more than anyone thought possible.