It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Near 60? Get a Financial Check-Up Even the savviest and most experienced among us need financial planning check-ins. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Ways to Turn Spending into Savings Sometimes it can feel overwhelming. It seems like our financial needs outstrip our ability to meet them.